You guys HAVE to read this

I don't know why I still get applications for credit cards. My credit is insane with school loans and two WAY overdrawn credit cards since freshman year that I'll never pay off. So when I get these apps that I know they'll laugh when they stamp denied on, I tear them into tiny pieces and throw them out. Well, now I'm scared.
Check this article out:
the torn up credit card applicationhttp://www.blogger.com/img/gl.link.gif